Terms of Use

Last updated: July 1, 2024

1. Acceptance of Terms

By accessing and using FinancialFlow (the "Service"), you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any part of these terms, you may not use our Service.

2. Description of Service

FinancialFlow is an AI-powered financial planning platform designed for Canadian residents. Our Service provides personalized financial advice, retirement planning, debt management, estate planning, tax planning, budget analysis, wealth management and investment optimization tools.

3. Submission of Personal Information

To access our financial planning services, you must submit your personal information using the forms we provide. These forms are sent via email and are exclusively used to gather the necessary information to develop and elaborate on your personalized financial plan. You are responsible for ensuring that the information provided is accurate and up-to-date. Please notify us immediately if you believe your personal information has been used without authorization.

4. User Responsibilities

You agree to:

  • Provide accurate, current, and complete information when creating your account

  • Maintain and update your account information

  • Use the Service for lawful purposes only

  • Not use the Service to engage in any form of unlawful or prohibited activity

5. Intellectual Property

The Service and its original content, features, and functionality are owned by Savvy AI Technology and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

6. User-Generated Content

By submitting content to the Service, you grant FinancialFlow a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and distribute your content in connection with the Service.

7. Disclaimer of Warranties

The Service is provided "as is" and "as available" without any warranties of any kind, either express or implied. FinancialFlow does not warrant that the Service will be uninterrupted or error-free.

8. Limitation of Liability

FinancialFlow shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the Service.

9. Financial Advice Disclaimer

The financial information provided by our Service is for general informational purposes only and should not be considered as professional financial advice. Always consult with a qualified financial advisor before making any investment decisions.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Canada, without regard to its conflict of law provisions.

11. Changes to Terms

We reserve the right to modify or replace these Terms at any time. We will provide notice of any significant changes by posting the new Terms on this page.

12. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice or liability, for any reason, including without limitation if you breach the Terms.

13. Contact Information

If you have any questions about these Terms, don't hesitate to get in touch with us at:

Savvy AI Technology
887 10th Street SW
Calgary, AB T2P 1P4
Email: financial.flow@savvyai.tech